Smart Finance Buckets


Housing (30%)
Rent or Mortgage.
$0
Essential Expenses (30%)
Utilities, Groceries, Transport, Health.
$0
Splurge (10%)
Short-term fun: Dining out, Movies, Hobbies.
$0
Wealth Builder (20%)
Debt, Emergency Fund, & Investing.
$0
Smile (10%)
Long-term fun: Holidays, Big purchases.
$0
Combined Savings (30%)
Wealth Builder Order of Operations:
1 Pay off High-Interest Debt
2 Build 6-Month Emergency Fund
3 Long-term Investments